Accounts in FundStat: transaction imports and automation
Import your broker’s history or enter transactions manually. Learn how auto-topups, auto-conversion, and auto-dividends simplify account tracking, with an IKE example.
A FundStat account holds the transactions and cash balances for one account at your broker. Every account supports both file imports and manual entries. Choose how to add data based on how many transactions you make and what is easiest to record.
Keep separate broker accounts in separate FundStat accounts: for example, XTB PLN, XTB IKE, and Bossa IKZE. Bring them together in a wallet to see their combined performance. For each account, independently choose the automations that reduce the entries you need to add.
What do the three automations do?
Choose them when creating the account. Each is optional and starts off. You can enable one, two, all three, or keep a full history without automation.
- Auto-topups: FundStat adds a deposit when there is not enough cash for a purchase or fee. It uses existing cash first, so you do not need to enter deposits separately.
- Auto-conversion: FundStat creates currency exchanges for cash movements outside the base currency. For example, it funds a USD purchase from PLN and converts USD sale proceeds and dividends back to PLN.
- Auto-dividends: FundStat calculates payments for supported assets using your recorded purchases and sales and available dividend data. Import or enter taxes and tax refunds separately.
From account creation to your first transactions
Choose the account settings, then add your history in the way that suits you. Automations apply both to manual entries and to file imports. The screenshots below show the Polish interface.
1. Account settings
- The base currency is used for auto-conversion, when an import cannot detect a currency, and as the default currency for fees and the account view. Selecting PLN alone does not enable conversion.
- After creation, only the name can be changed. The broker, base currency, and automations are fixed, so choose them before saving the account.
2. File import
- Universal Import lets you use the FundStat XLSX template. Choose Migration from MyFund if you are moving from MyFund.
- Imports skip deposits with auto-topups on, currency exchanges with auto-conversion on, and dividends and dividend reversals with auto-dividends on. FundStat creates those entries. Withdrawals, fees, and taxes can still be imported.
3. Manual entries
- You do not enter operations handled by enabled automations: deposits, currency exchanges, or dividends. Their manual entry is unavailable while the corresponding automation is on. Still record fees, taxes, and any withdrawals.
- You can also import files into the same account. Make sure your manual entries and files do not repeat the same transactions.
- Automatic entries have a lock icon and are read-only. Correcting the source transaction makes FundStat recalculate the related entries. Allow account processing to finish.
4. Example account setup
- IKE with all three automations: convenient for a few regular purchases entered manually. FundStat adds missing cash, records exchanges, and calculates supported dividends.
- IKZE with auto-topups and auto-conversion: handle purchases the same way, but import or manually enter the actual dividends.
- An account without automation: import or enter the full broker history, including deposits, withdrawals, exchanges, dividends, and fees. Choose this when you want to follow actual cash balances and movements.
Example: tracking an IKE manually with automation
You have an IKE at XTB, buy a few assets each month, and want fewer entries to record. Create an account with PLN as the base currency and enable auto-topups, auto-conversion, and auto-dividends.
- Enter a purchase for 100 USD. At an example rate of 4 PLN per USD, FundStat creates a 400 PLN exchange. With no cash available, it also adds a 400 PLN top-up. A separately recorded 5 PLN fee increases the required top-up to 405 PLN.
- If you already have 150 PLN before that purchase, FundStat uses it first. The top-up for the purchase and fee is only the missing 255 PLN.
- If you hold 10 shares eligible for a 0.50 USD dividend, auto-dividends adds a 5 USD payment before tax and auto-conversion converts it to PLN. This cash can help fund your next purchase.
- Auto-conversion uses the closing exchange rate from the latest available day before the transaction date. It can differ from your broker’s rate. Auto-dividends depends on available market data and correctly recorded holdings.
Check three things before you start
- Decide whether you want fewer entries or your broker’s exact cash movements. When creating the account, leave auto-topups off for actual deposits, auto-conversion off for actual exchanges, and auto-dividends off for exact dividend payments. You can leave only the relevant options off.
- Add the complete purchase and sale history. Without it, holdings and calculated dividends can be incorrect. Remember separate fee and tax entries.
- Once processing finishes, compare asset quantities with your broker account. If you track the account without automation, also check cash balances in each currency.
For setting details and more examples, see the accounts and automation documentation.