Benchmarking
Put your portfolio’s return next to the S&P 500, WIG20TR, Polish inflation or another investor’s portfolio. FundStat uses the time-weighted return (TWR), so deposits and withdrawals don’t distort the comparison.
One chart answers whether your strategy earns more than an index, inflation or another investor over the same period.
Add the S&P 500, Nasdaq 100, WIG20TR, mWIG40TR, emerging markets, US bonds, gold, bitcoin or Polish inflation to the chart. The comparison shows right away how many percentage points you’re ahead of each one – or how far behind you are.
The time-weighted return (TWR) measures the investments alone. A 10,000 PLN top-up raises the portfolio value but not its return, so you compare your portfolio and the index fairly – the same way investment funds do.
Foreign benchmarks are converted at each day’s exchange rate. In December 2025 the SPY ETF gained 1.48% in dollars but returned −0.57% in zloty, because the dollar weakened against the zloty. The comparison includes the same currency effect that acts on your portfolio.
Compare yourself with any asset or with another investor’s public portfolio. Model portfolios such as 80/20 and 13F filing portfolios are coming soon. You’ll see whether your own decisions earn more than a simpler strategy.
Pick a preset period – from one week, through year to date, up to 10 years – or set your own date range. A short period shows how you reacted to recent market moves, a long one whether the strategy works over a full cycle.
FundStat tracks indices through the ETFs that replicate them, and inflation through the consumer price index (CPI) for Poland. WIG20TR and mWIG40TR are total return versions of the indices, so they include paid dividends.
Upload a file from your broker, such as XTB, mBank, Interactive Brokers or Degiro. Transaction import rebuilds your portfolio day by day, including deposits, dividends and fees.
Select one or more indices, a public portfolio or a custom asset and set the date range. The comparison works for all accounts together or for a selected account or portfolio.
If your TWR is +15% and the S&P 500 in zloty gained +10% over the same period, you’re 5 percentage points ahead of the index. Risk matters too, so read the result together with your portfolio alpha and beta.
Benchmarking is available in the Investor and Investor Plus plans. The first 7 days are free.See pricing
