Active investing with every trade’s result at hand
You buy and sell often and trade growth stocks and futures on the Warsaw Stock Exchange. FundStat calculates every sale’s FIFO result, shows your whole portfolio’s daily P&L and checks whether your active strategy beats the market.
Aggressive investor profile
- Strategy
- Active trading and growth
- Typical assets
- Growth stocks, GPW futures, crypto
- Trades
- Weekly or more often
- Portfolio check
- Every day
- Horizon
- Days to months
Aggressive investor – the problems you run into most
With many trades, it’s easy to lose the big picture. Most people who invest actively and short term know these situations.
After dozens of sales, I don’t know which of them actually made money after costs.
Closed positions show every sale’s result with the FIFO cost basis, fees and exchange rate differences shown separately.
I hold WIG20 futures, but my portfolio doesn’t show their exposure or the blocked margin.
FundStat supports GPW futures with long and short positions, multipliers, exposure and margin based on your broker’s rate.
I see my account balance, but not how much the portfolio made or lost since yesterday.
Daily P&L shows each day’s result across all accounts and splits it into position price changes and exchange rates. The calculation docs explain how it works.
I have a loss from last year and don’t know how much I can deduct this year.
The annual summary tracks losses from the last 5 years and shows how much you deduct this year and how much is left for later.
An active investor’s year in FundStat
Active investing means daily checks and regular reviews of your results. Each of these steps has its place in the app.
- Every day
Check your daily P&L
See how much the portfolio made or lost since the previous day and which part of the result comes from exchange rates.
How we calculate results - After closing a position
Review the sale’s result
Check the trade’s profit or loss after costs, fees and exchange rate differences, together with its return.
Closed positions - Every month
Compare yourself with the market
Put your portfolio’s return next to the WIG20TR or S&P 500 and check whether your active strategy earns more than the index.
Benchmark comparison - February–April
File PIT-38 with your losses
The annual summary collects income, FIFO costs and losses from previous years that you can deduct.
Annual summary
The features aggressive investors use most
With frequent trades, these four features show which decisions make money and which ones cost you.
- Closed positionsEvery sale’s FIFO result, with fees, exchange rate differences and return.
- Asset analysisA price chart with your trades on it, so you see where you buy and sell.
- Portfolio benchmarkingChecks whether your active strategy beats an index that could replace all the trading.
- Annual tax summaryCollects the year’s result for PIT-38 and deducts losses from the last 5 years.
Active investing in numbers
- a year was earned by the most actively trading US households, while the market returned 17.9% (1991–1996)
- 11.4%
- Source: B. Barber, T. Odean, Trading Is Hazardous to Your Wealth, The Journal of Finance, 2000
- of retail investor accounts lose money on CFDs, according to EU supervisors’ analyses
- 74–89%
- Source: European Securities and Markets Authority (ESMA), 2018
- is how long you can deduct a loss from selling stocks and derivatives from later years’ gains
- 5 years
- Source: Polish Personal Income Tax Act, art. 9(3)
“Know what you own, and know why you own it.”
An active portfolio in a spreadsheet, a broker app and FundStat
Each of these tools shows part of the picture. The table compares what matters most to an active investor.
| Spreadsheet | Broker app | FundStat | |
|---|---|---|---|
| Every sale’s FIFO result | |||
| Futures exposure and margin | |||
| Daily P&L across all accounts | |||
| Comparison with an index | |||
| Losses from previous years for PIT-38 | |||
| No manual entry of trades |
- Yes
- Partly or by hand
- No
Aggressive investor – frequently asked questions
The FIFO method assumes you sell the shares you bought first. The cost of the sold shares is their purchase price plus commission, and the profit is the difference between the sale proceeds and that cost. FundStat applies FIFO to every sale and shows which purchase lots the shares came from.
An active portfolio – every trade fully accounted for
An active strategy makes sense when you know what actually makes money. FundStat calculates the result of every sale and contract, shows daily P&L and checks whether your portfolio beats the index.
Other investor profiles
- Passive investorETFs, regular contributions and buy-and-hold, without watching the market every day.
- Dividend investorTrack dividend payouts, yield and the passive income your portfolio generates.
- Conservative investorTreasury bonds and safer assets. See whether your portfolio beats inflation.
- Retirement saverIKE, IKZE and OKI accounts in one place, with returns measured over years.
- Multi-account investorSeveral brokers, banks and currencies, one consistent picture of your wealth.