06 All Weather (Ray Dalio) · co miesiąc

A simplified version of Ray Dalio's All Weather, as popularised by Tony Robbins. Parts are balanced by risk rather than by money, so bonds get the largest share. 30% iShares Core MSCI World (IWDA), 40% iShares $ Treasury Bond 20+yr (IDTL), 15% iShares $ Treasury Bond 7-10yr (CBU0), 7.5% iShares Physical Gold (IGLN), 7.5% iShares Diversified Commodity Swap (EXXY). Each monthly deposit buys the funds that are below their target weight. Once a year in November the portfolio is also rebalanced if deposits alone did not bring it back. Assumptions: 1,000 PLN deposited on the first trading day of every month from 1 Nov 2021 to 1 Oct 2026 (60 deposits, 60,000 PLN in total), fractional units allowed. Dividends are reinvested with the next deposit. Commissions, currency spreads and tax on ETF sales are not included.